hirannya

13

Apr, 2015

How to write a Will in India

By: hirannya | Tags: Christian, Codicil, Hindu, Probate, Registration, Succession, Will | Comments: 0

Writing a Will is very important. Below are 12 important points to take care of while writing a Will: A Will can be made by anyone above 21 years of age in India. You can make the Will on plain paper in India. It’s not legally necessary to make the will on stamp paper. If you die without preparing a WILL in India, your wealth will then be distributed as per Hindu Succession Act, 1956 (for Hindus, Jain, Sikhs and Buddhists) or through Indian Succession Act, 1925 […]

10

Mar, 2015

NPS – 10 Point Guide

By: hirannya | Tags: 80C, 80CCD, Annuity, asset class, National Pension System, NPS, Pension, PFRDA | Comments: 2

Off late, lot of inquiries are coming in relation to NPS (National Pension System). We would be happy to answer them individually. But here is a quick 10 point guide in regards to the same. This may answer few of your doubts. But if the below guide does not answer your query, please mention the same using comment section below this article. We will surely get back. Here you go – 1) NPS Contribution can be made by all of us voluntarily or can be made as part of […]

7

Mar, 2015

Risk – What is Important?

By: hirannya | Tags: Investments, Knowledge, Regulation, Risk, SEBI, Term, Time Horizon | Comments: 0

In its “Investment Advisers Regulation” SEBI has mentioned the following – Investment Adviser shall ensure that, it obtains from the client, such information as is necessary for the purpose of giving advice, including Risk Appetite / Tolerance. We are following the above guideline strictly. But at the same time we strongly believe that there are more to it. As far as Risk Appetite / Tolerance is concerned investors are mostly classified in three broad groups – Conservative – Moderate – Aggressive. But such ‘One size fits all’ strategy rarely works. Let us […]

26

Feb, 2015

Budget – How does it matter?

By: hirannya | Tags: Budget, Financial Planning, Investments, Portfolio, Tax | Comments: 1

Just for a moment think that you have been always a prudent investor and you understood very well the power of compounding and impact of inflation on return. Now suppose you always schedule your yearly vacation during budget time. So this means you go to some place far away may be in North-East India or in Galapagos or in Timbuktu island just few days before the budget day. You do not get any internet there, no newspaper, no TV channel. And you come back almost after 7 days since annual budget is presented […]