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26

Feb, 2015

Budget – How does it matter?

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Just for a moment think that you have been always a prudent investor and you understood very well the power of compounding and impact of inflation on return. Now suppose you always schedule your yearly vacation during budget time. So this means you go to some place far away may be in North-East India or in Galapagos or in Timbuktu island just few days before the budget day. You do not get any internet there, no newspaper, no TV channel. And you come back almost after 7 days since annual budget is presented […]

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4

Feb, 2015

Retirement Planning

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Nothing is permanent in this world. Everything that comes will definitely go including us. But we don’t know when. Apart from this everybody would like to live life peacefully as long as they live. You have to decide whether you want to depend on somebody or live on your own without compromising your life style throughout your life. That is why it is best to put our best efforts and save more for the future. The important thing you have to begin with is to have a retirement plan for […]

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4

Feb, 2015

This umbrella is for all season

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Wherever you are, you surely experience monsoon at some time or otherin the year. During monsoon we never forget to carry an umbrella whenever we go out somewhere (We may forget to bring it back thoughJ). The good old umbrella will protect us from untimely showers, will keep us neat enough to carry on our tasks, will help us to keep promises that we have made – even when mother-nature tries to play spoilsport. Similarly we need to carry an umbrella throughout our lifetime to protect us and our families,financially […]

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4

Feb, 2015

You also have a stake in the market, do you know that ?

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Yesterday, I met a friend in my office. And my friend’s friend was also there with us. While we were discussing about our profession, challenges and opportunities; he suddenly asked – So you people deal in finance, right? You then must have invested heavily in the stock market also? I replied – No, not exactly … Before I could say anything further, he quipped – Good, you should not. Because stock market is risky and nothing but a gamblers’ den. I replied – that see, driving is also risky. It […]

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4

Feb, 2015

Make sure that you get 10 out of 10 here!

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You know that financial planning is important and that is you are opting for it or you have already opted for one. Here is 10 point checklist to make sure that you get it all from your financial planner and miss nothing – Financial Planning is having a bird’s eye viewof all your financial matters Financial Planning is joining bits and pieces to make you see the big picture Financial Planning is a roadmap / blueprint / game-plan to achieve financial freedom Financial Planning is financial fitness Financial Planning is […]

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