Investments | Hirannya

20

Apr, 2015

15 Things Your Financial Advisor can do for You – Part 1

By: hirannya | Tags: Budget, debt, Excel, family, financial advisor, Investments, loan, savings | Comments: 0

[Inspired and in part taken from JAS Wealth’s eBook of the same name] (1) Do you have a budget? Do you stick to it? It’s a simple statement which can be made using a pen and paper, an Excel worksheet, an App or anything similar you can imagine. The idea is to bring a pattern to a chaos named family budgeting. After checking out lots of tools – online and offline – we found one simple Excel sheet that you can use to maintain an account of your income and […]

Risk – What is Important?

By: hirannya | Tags: Investments, Knowledge, Regulation, Risk, SEBI, Term, Time Horizon | Comments: 0

In its “Investment Advisers Regulation” SEBI has mentioned the following – Investment Adviser shall ensure that, it obtains from the client, such information as is necessary for the purpose of giving advice, including Risk Appetite / Tolerance. We are following the above guideline strictly. But at the same time we strongly believe that there are more to it. As far as Risk Appetite / Tolerance is concerned investors are mostly classified in three broad groups – Conservative – Moderate – Aggressive. But such ‘One size fits all’ strategy rarely works. Let us […]

Budget – How does it matter?

By: hirannya | Tags: Budget, Financial Planning, Investments, Portfolio, Tax | Comments: 1

Just for a moment think that you have been always a prudent investor and you understood very well the power of compounding and impact of inflation on return. Now suppose you always schedule your yearly vacation during budget time. So this means you go to some place far away may be in North-East India or in Galapagos or in Timbuktu island just few days before the budget day. You do not get any internet there, no newspaper, no TV channel. And you come back almost after 7 days since annual budget is presented […]

Blog

15 Things Your Financial Advisor can do for You – Part 1

Risk – What is Important?

Budget – How does it matter?